If an insurance policyholder makes a claim, they may think that all they need to do is send the information to the insurance company and they’ll be done. In some situations, however, the insurance company may have the policyholder undergo an examination under oath...
Delayed And Denied Insurance Claims
Addressing a denied fire damage claim
Many people work years to afford to purchase a home so if it is destroyed or damaged in a fire, it can be devastating. The homeowner may assume that their homeowner’s insurance policy will pay for the repairs, but unfortunately, those claims are sometimes denied. Fire...
The right to appeal a denied health insurance claim
Dealing with insurance can be incredibly frustrating. You may have paid your insurance premiums for years only to find that when you need to pay for a medical procedure or prescription, your insurance denies your claim. What can you do in this situation? You're just...
Is my home in Austin protected from hurricane damage?
You might own a home in Austin, Texas, but this does not mean you are safe from hurricanes that batter the Texas gulf coast. While your home might not bear the brunt of the storm, hurricanes can move inland causing a significant amount of rain to fall and damaging...
What should you do if your insurance claim is delayed?
A delayed insurance claim can leave you in a financial bind. After all, you’re probably relying on your insurance to help you cover whatever damages you’ve suffered, whether that be medical expenses due to an injury, damage to your home or financial loss due to an...
What does long-term disability insurance provide?
Austin residents rely on their jobs to provide for themselves and their families. When people suffer injuries or illnesses and cannot work, it can create a very difficult position while they recover. Workers’ compensation benefits can help in cases involving...
How to appeal a health care insurance denial
When health insurance works as it should, you don't have to spend much time thinking about it. You show your insurance card, see your doctor, pay any necessary copay, and go on your way. But when health insurance doesn't work as it should, it can be a nightmare. One...
Beware of insurance fraud scams
You depend on insurance to be there when you need it most. You may require expensive medical care, incur unexpected home repair costs following a storm or require disability coverage after an injury. Unfortunately, insurance fraud is a growing issue in Texas that...
Bad faith insurance claims under Texas law
If you are engaged in a dispute with an insurance company, you know how frustrating the situation can be. Insurance companies are experienced and highly skilled in finding ways to deny claims or to pay out less than their policyholders deserve. When you are in that...
Recovering damages after an accident involving an underinsured driver
Even the most careful drivers may end up involved in an accident at some point in their lives. That is why drivers in the state of Texas must carry insurance, including at least $2,500 of personal injury protection coverage, to cover accident-related injuries and...